Free trading calculator

Forex compounding calculator

A forex compounding calculator shows how your account grows when each month's gain is added to the balance and earns more the next month. Enter a starting balance, a monthly gain, the number of months and any monthly deposit.

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Free tier: 2 accounts, no card required.

Free, no sign-upMonthly compoundingDeposits included

Monthly compounding multiplies the balance by (1 + gain) each month. $10,000 growing 3% a month for 12 months ends at $14,257.61, against $13,600 without compounding. 3% a month is about 42.6% a year. Few traders hold any fixed monthly return for long, so treat the result as a scenario, not a plan.

Forex compounding calculator

–ending balance

Total profit: –
Total return on money put in: –
Without compounding: –

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Auto-syncs from

Any broker or prop firm on MT4, MT5, cTrader or NinjaTrader 8 syncs. Also imports TradingView, CSV and Excel and MT4 / MT5 reports. See all 365 brokers

Quick answers

How do you calculate forex compounding monthly?

Ending balance = starting balance × (1 + monthly gain) ^ months, plus any deposits each month. $10,000 × 1.03 ^ 12 = $14,257.61.

How much is 10% a month compounded for a year?

10% a month for 12 months turns $10,000 into $31,384.28, more than three times the start. That is why monthly targets that sound modest are rarely realistic.

What is a realistic monthly return in forex?

There is no reliable public figure for a realistic monthly forex return: it depends on the trader, and returns vary month to month, including losing months. Use your own track record, not a target, as the input.

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Auto-sync (MT4, MT5, cTrader, NinjaTrader) is on Pro. The free plan imports your history files.

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At a glance

Dusk Analyst at a glance.

Price: $0 or $25/monthFree forever. Pro is one flat price.
Free plan: 2 accounts, no cardManual entry, file import, tags, calendars and weekly reports. No time limit.
Auto-sync: MT4 · MT5 · cTrader · NinjaTraderOn Pro. Your first 5 trading days are free, no card.
How sync works: EA, cBot or NinjaTrader add-onRuns in your own terminal and sends each closed trade.
Your password: Never asked forNothing logs into your broker account from our servers.
Brokers: 365 checkedAny broker or prop firm on MT4, MT5, cTrader or NinjaTrader 8 works.
Setup: About 2 minutesPer account, once.
Where it runs: In your browserDesktop and phone. Nothing to install except the EA, cBot or NinjaTrader add-on.
AI: Dusk QuantAnswers questions about your own trades. Pro, 1,000 trade-analyses a month.

How it works

How the compounding is calculated

Starting balance. Example: $10,000.
Gain per month. The % the account grows each month. Example: 3%.
Months. Up to 600.
Added each month. A deposit added after each month's gain. Adding $500 a month to the example ends at $21,353.62.

"Without compounding" pays the same % on the starting balance (and each deposit) but never on earlier profit.

Realistic expectations

Why real accounts don't compound smoothly

Losing months

The calculator assumes the same gain every month. Real accounts have losing months, and a 20% loss needs a 25% gain to get back.

Risk grows with balance

Compounding means risking a % of a bigger balance. The same rules that grow the account faster make drawdowns bigger in dollars.

Small changes, big gaps

1% a month compounds to 12.7% a year; 3% a month to 42.6%. The gap is why your real average monthly return matters more than the target.

Use your real numbers

Use your real monthly return

Your journal shows what you made each month, including the bad ones. Dusk Analyst works it out from your closed trades. Calculate this from your real trades: import your MT4/MT5 history on the Free plan, or auto-sync MT4, MT5, cTrader or NinjaTrader 8 on Pro.

How it works

Live in two minutes.

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One file into MetaTrader 4, MetaTrader 5, cTrader or NinjaTrader 8. No extra software.

Trades sync themselves

Every close pushes into the vault automatically. Journal complete, always.

See it in action

Ask your trading data anything.

Your journal isn't a logbook, it's a dataset. The AI reads your actual trade history and answers the questions that move your edge.

Why do my losses cluster on Fridays?
Which strategy am I actually profitable in?
What happens when I break my 1% risk rule?

Why do my losses cluster on Fridays?

Dusk Quant

Across 214 closed trades, your Friday losses account for 38% of your total losses. Your win rate on Fridays is 41% versus 57% on other days. Consider sizing down or standing aside on Fridays.

What the trader sees: a pattern they could never spot one trade at a time. Why it matters: the fix is a decision, not a guess.

See patterns like this in your own trades

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Connect MT4Read-only EA, about 2 minutes Connect MT5Read-only EA, about 2 minutes Connect cTradercBot in cTrader desktop Connect NinjaTrader 8Read-only add-on, commission included No investor passwordWhy the EA never needs it

Auto-sync (MT4, MT5, cTrader, NinjaTrader) is on Pro ($25/month), free for your first 5 trading days with no card. The Free plan imports your platform's history file.

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$14,258$10,000 at 3% a month for 12 months

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4platforms auto-sync

Pricing

Free is enough to build the habit. Pro is where it runs itself.

Start manual and free. Upgrade to MT4, MT5, cTrader or NinjaTrader auto-sync when you're ready to stop touching it.

Free

A real journal, free from day one. $0 forever, up to 2 accounts, no credit card required, weekly reports included, and CSV import from any trading platform.

Up to 2 accounts
Manual entry + CSV import from any platform
Tags, calendars & core analytics
Weekly reports

No terminal connection. Upgrade to Pro when you want the vault to fill itself.

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Pro

$25/month

The journal that journals itself. $25/month auto-syncs MT4, MT5, cTrader and NinjaTrader 8 across unlimited demo, live and funded accounts, with 1,000 AI trade-analyses a month, monthly reports and full export.

Auto-sync MT4, MT5, cTrader and NinjaTrader 8 (terminal connection)
Unlimited accounts, demo, live & funded
AI insights & automated session reviews
1,000 AI trade-analyses every month
Monthly reports + full export
Priority support

5 trading days free, no card. Then $25/month.

Start your free Pro week See auto-sync in 26 seconds

No setup fees. No card for Free, and no card for your first week of Pro: every new account gets Pro free for 5 trading days. After that it is $25/month. We email you before billing starts.

Compound from your real returns.

Import your history or auto-sync your platform. $0 to start.

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FAQ

Compounding questions, answered.

What is the difference between compound and simple growth?

Simple growth earns the % on the starting money only. Compound growth also earns on past profit. At 3% a month for 12 months on $10,000: $13,600 simple against $14,257.61 compounded.

Does the calculator include deposits?

Yes. The amount in Added each month is added after each month's gain, and the total return is measured against all money put in.

Should I withdraw profits or compound?

That is a personal choice. Compounding grows the account faster in good months and loses more dollars in bad ones. Many traders compound part and withdraw part.

Is this forex compounding calculator free?

Yes. It runs in your browser with no sign-up.

Is Dusk Analyst really free?

Yes. The free tier costs $0 forever and includes two accounts, manual trade entry and CSV import - enough to journal a live account properly, with win rate, P&L and equity curve all calculated for you. There is no credit card required to start. Pro ($25/month flat) adds unlimited accounts, MT4/MT5/cTrader/NinjaTrader auto-sync, AI insights on your trading (1,000 trade-analyses a month), monthly reports and full export, and every new account gets Pro free for 5 trading days with no card. The pricing is deliberately simple: one plan, one price, no per-feature upsells.

Is there a free trial?

Yes, and it needs no card. Every new Dusk Analyst account gets Pro free for 5 trading days from sign-up: auto-sync from MT4, MT5, cTrader and NinjaTrader 8, AI Insights with 1,000 credits, monthly reports and unlimited accounts. After that Pro is $25/month, and you can cancel anytime from Billing in the app. If you skip it, the account moves to Free with every trade kept.

Can I import my existing trade history?

Yes - CSV import is available on every plan, including free. If you've been tracking trades in a spreadsheet, broker export or another journal, export the CSV from wherever it lives and import it into Dusk Analyst; the journal matches it against your accounts and keeps your history continuous. Import is also the fallback for platforms that don't run MT4, MT5, cTrader or NinjaTrader 8. For MT4/MT5/cTrader/NinjaTrader terminals, Pro auto-syncs going forward and the EA backfills any trades your terminal missed while it was off. Any platform that exports a CSV of your trade history works. Dusk Analyst recognises TradingView, Tradovate, cTrader, MT4 and MT5 exports on sight; for anything else you map your columns once and that parser is saved for next time. Comma, semicolon and tab files are all handled, day-first and month-first dates are detected from the file itself, and any row that cannot be read is listed for you rather than dropped quietly.

How many AI credits do I get with Dusk Analyst Pro?

Pro includes 1,000 AI trade-analyses every month. One credit covers one trade, so asking a question about a 40-trade week costs 40 credits and you can keep asking. The allowance resets on the 1st of each month and the counter sits in the top bar of the app, so you always know where you stand. Narrowing a question to one account or a shorter date range makes the same allowance go much further. Free accounts get a small number of AI credits to try AI Insights, alongside the full journal, analytics and weekly reports, and the free Pro week (5 trading days, no card) includes the full monthly allowance.

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